http://ir.lib.seu.ac.lk/handle/123456789/5452 2026-04-15T02:32:56Z http://ir.lib.seu.ac.lk/handle/123456789/7767 Title: Awareness of family Takaful among Maruthamunai Muslims awareness of family Takaful among Maruthamunai Muslims Authors: Nasriya Jahan, M. N. F. Abstract: The purpose of this study is to measure the level of knowledge of the people of Maruthamunai regarding Family Takaful. Divide this into two and classify their level of knowledge in the Family Taka- ful concept, and their level of knowledge in the Family Takaful operation as primary objective and secondary objective. Accordingly data are classified into primary data and secondary data. The primary data is queried from 400 Maruthamunai Muslims. and the secondary data is from newspapers, magazines, journal articles and Takaful related books. Although it is very unfortunate that, despite the journal articles, magazines, newspapers and Takaful related books, peoples' knowledge level low and they have idea that is haram to engaged. The main findings of this study are to see, what level the knowledge of Maruthamunai people is in Family Takaful and to reveal the people's understanding of Takaful and Family Takaful. Accordingly the results and findings obtained through this study clearly explain them. Accordingly Maruthamunai people have very low level of knowledge on Takaful and Family Takaful concept. Besides, it is Haraam for them to get involved in this. And prevent others from engaging in it. So this is very regrettable and the people of this area are in a situation where they need to be made aware of this. On this basis, my study was conducted to show that Takaful and Family Takaful is not forbidden and that it is an insurance scheme that can help people and that engaging in it will never lead to interest or anything un-Islamic. It is al- so true that this study I conducted has not been conducted by anyone before and people have not had the opportunity to learn about Takaful and Family Takaful. So there is no doubt that this study will not only raise awareness among the people of Maruthamunai, but will also be useful for future researchers. So this study will be a coffin for this area people and not to be ignorant of Takaful and Family Takaful in future. 2024-01-01T00:00:00Z http://ir.lib.seu.ac.lk/handle/123456789/7766 Title: Economical effects face by the public due to the due to pawning system of conventional banks and Islamic alternatives Authors: Siyana, R. Abstract: The conventional pawning system of the bank is very much essential and not preventable Though pawning system instant support to households, it causes economical setbacks in future. This research focuses on the economic effect faced by the public in pawning system by the banks in Puttalam District. The objective of the research study is to identify pawning system and economical effects faced by the public in the conventional banks, Islamic methods as an alternative. To carry out research the primary and secondary data collection methods are adopted. So, the data are collected from questionnaires and interview as primary source of information. For secondary source of information records, magazines, journals, articles and websites. This research also identified interest system in the conventional banks, non-availability of interest free pawning system in Islamic banks and Islamic windows. helpless on emergency. Zakat not properly distributed, poverty are the main root causes for that the effect of the economy to the public by the conventional banks. This research further recommends that, Islamic bank, Islamic windows initiating the interest free pawning system, mosques commence the pawning system, selling the Jewelries without pawning, properly distribute the Zakat, provide the loan without interest for emergency would be the alternative for the economic effects faced by the public in the pawning system in the conventional banking system. 2024-01-01T00:00:00Z http://ir.lib.seu.ac.lk/handle/123456789/7765 Title: Shariah view on Islamic vehicle leasing in Sri Lanka Authors: Ubaidhullah, M. I. M. Abstract: the vehicle Lease and Hire Purchase market in Sri Lanka is dominated by motor vehicles. Since its inception in the 1980s with the commencement of its operation of Lanka Orix Leasing Company Limited, a massive in the finance industry backed by Orix Group Japan, leasing has been a popular mode of financing for purchase of assets It is a high growth form of short- and medium-term financing, which is very popular among customers of all categories. Concept of financing in the form of leasing is similar to Islamic banking concept of ljarah that facilitates clients, to use assets, by making periodic payments and own it at the option of the lessor, after making fixed number of payments (rentals) regularly. Initially the finance company purchases the asset as per the liking of the customer and hands over the usage back to the customer on lease basis and recovers monthly rentals that includes bank's internal rate of return. The key objective of this research is to examine the Shariah view of practicing Islamic leasing in Sri Lanka based On Islamic Leasing at fully fledged Islamic bank (Amana Bank PLC) And The Second Largest Islamic Financial Institution in Sri Lanka (Al-falaah LOLC). The Data were collected from primary source mainly from interview and secondary sources were past research findings, research papers, annual reports, Newsletters, books, News articles and websites. Data were analyzed through coding manually. The finding of this study shows that the major practice of Islamic vehicle leasing is mostly related with Shari'ah complaint unless there are few minor contradictions and issues were identified. Therefore, recommendations have given by the researcher in order to overcome those identified issues in future. 2024-01-01T00:00:00Z http://ir.lib.seu.ac.lk/handle/123456789/7764 Title: The application of Salam contract in Sri Lanka Authors: Masliha, K. L. F. Abstract: Islamic banking is one of the fastest growing industries all over the world. In Sri Lanka even it is a non-Muslim country it has achieved a significant growth within the short period of time. However it has been observed that none of the Islamic banks in Sri Lanka are involved in Salam financing. Bai Salam contract can be considered as alternate mode of agriculture financing. Its main objective is fulfilling the needs of poor farmers who require money for farming and the production of agriculture. Also the Salam Finance have great potential to contribute in Sri Lanka's economic development. The purpose of this research is to identify the factors behind the non-implementation of Salam finance in Sri Lankan Islamic financial institutions. And providing suggestion to implement the Salam finance in Sri Lanka. This is a qualitative, descriptive paper in terms of methodology. As a result, this study was based on the literature as well as expert opinion gathered through an interview and self-prepared questionnaires. There are several factors that cause the maximum lack of Salam contract application in Sri Lanka. And the researchers also discussed Salam models proposed in the literature in order to implement proper Salam finance in Sri Lankan Islamic financial institutions. 2024-01-01T00:00:00Z