http://ir.lib.seu.ac.lk/handle/123456789/54 2026-04-05T22:55:10Z http://ir.lib.seu.ac.lk/handle/123456789/70 Title: Cover page 0010-01-01T00:00:00Z http://ir.lib.seu.ac.lk/handle/123456789/69 Title: Contents 0010-01-01T00:00:00Z http://ir.lib.seu.ac.lk/handle/123456789/68 Title: Profitability of scheduled commercial banks in Inida - a case analysis Authors: Ramachandran; Ismail, S.M.M; Kavitha, N Abstract: The banking system, which constitutes the core of the financial sector, plays a crucial role in transmitting monetary policy impulses to the entire economic system. Its efficiency and development, therefore, are vitalfor enhancing the growth and improving the chancesfor price stability'. In view of the importance of improving the profitability performance of the banking sector in recent years, a census study has been adopted by covering all Indian scheduled commercial banks in India which have been divided into three groups, namely, SB I group. Nationalised Banks group and Private Banks group with two sessions viz., Period 1 and Period II by dividing the 10 years study period into firstfive years and last five years. Hie scope of the study is wider in nature. Vie study identified certain factors, which are prominent to hike the profitability of the banks. The step-wise multiple regression has been adopted by the researcher. An analysis ofthe SBIgroup reveals that in both the period ofstudy, the variable provisions and contingencies to total expenses showed a prominent place.. The nationalized banks group showed a position of provisions and contingencies to total expenses in the first halfof the study period and Capital A dequacy Ratio during the second halfof the study period. In relation to the Private Banks group, it has changed from Other interest expenses ratio to Capital Adequacy ratio. The study makes emphasis with regard to initiating monitoring and controlling mechanism on certain important ratios which are inevitable one to enhance the profitability of scheduled commercial banks. 0010-01-01T00:00:00Z http://ir.lib.seu.ac.lk/handle/123456789/67 Title: The impact of financial leverage on the wealth of shareholders relevant to the firms in Sri Lanka Authors: Jahufer, Athamhawa Abstract: This paper investigates whether the financial leverage of a company injluences the value maximization objective of an organization. Also, what kind of leverage levels would result in maximizing the shareholders' wealth of companies?Oliecau.se maximizing the shareholders' wealth is one of the important issues for management of the listed companies. The financial data from 60 listed companies in the Colombo Stock Exchange covering eight different sectors for a period of ten years from 1992 to 2001 are gathered and analyzed. The results do not show any clear relationship between financial leverage and shareholders' wealth among the selected sample companies. Besides, as the size of the sampling is small any findings could not be conclusively established as dependable. The findings expose evidence, which are contrary to strength of most western theories. Hence, Sri Lankan firms should bear this in mind when deciding the optimal capital mix. 2006-10-01T00:00:00Z